Zip Code 38040
TN · Population: 4,848
About Zip Code 38040
Zip code 38040 is located in Tennessee and is home to approximately 4,848 residents. It receives an overall grade of C+ (score: 51/100), based on safety, affordability, quality of life, and employment metrics.
This area experiences higher crime rates than the national average. Residents should be aware of safety considerations.
The median household income here is $46,554, with home values near $97,800 and rents around $721/month. Affordability is moderate compared to the rest of the country.
Educational attainment is below the national average, with 10.1% of adults holding a bachelor's degree or higher.
The local job market is strong, with an unemployment rate of just 2.4%.
Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.
Demographics & Economics
Score Breakdown
| Dimension | Score | Grade | Interpretation |
|---|---|---|---|
| Safety | 22 | F | Lower crime = higher score |
| Affordability | 52 | C+ | Lower cost relative to income = higher |
| Quality of Life | 46 | C | Education, commute, ownership |
| Jobs & Economy | 84 | A | Lower unemployment = higher |
| Overall | 51 | C+ | Weighted average |
Methodology
All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).