Zip Code 38122
TN · Population: 24,014
About Zip Code 38122
Zip code 38122 is located in Tennessee and is home to approximately 24,014 residents. It receives an overall grade of C (score: 42/100), based on safety, affordability, quality of life, and employment metrics.
This area experiences higher crime rates than the national average. Residents should be aware of safety considerations.
Housing costs are a challenge in this area, with home values at $94,200 and median rent of $1,085/month against a median income of $45,065. Many residents face a significant housing cost burden.
Educational attainment is below the national average, with 24.2% of adults holding a bachelor's degree or higher.
The unemployment rate of 6.4% is above the national average, indicating a weaker local job market.
Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.
Demographics & Economics
Score Breakdown
| Dimension | Score | Grade | Interpretation |
|---|---|---|---|
| Safety | 22 | F | Lower crime = higher score |
| Affordability | 30 | D | Lower cost relative to income = higher |
| Quality of Life | 63 | B | Education, commute, ownership |
| Jobs & Economy | 52 | C+ | Lower unemployment = higher |
| Overall | 42 | C | Weighted average |
Methodology
All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).