Zip Code 38138

TN · Population: 25,465

B
60/100
12
F
Safety
78
B+
Affordability
81
A
Quality of Life
68
B
Jobs
Zip 38138, TN — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 38138

Zip code 38138 is located in Tennessee and is home to approximately 25,465 residents. It receives an overall grade of B (score: 60/100), based on safety, affordability, quality of life, and employment metrics.

Crime rates here are considerably above the national average. Safety is a significant concern in this area.

With a median household income of $122,627 and home values around $366,300, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

The community is highly educated — 67% of adults hold a bachelor's degree or higher, well above the national average of ~33%.

The local job market is strong, with an unemployment rate of just 2.7%.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$122,627
Home Value
$366,300
Rent
$1,633/mo
Median Age
43
College Educated
67%
Unemployment
2.7%
Owner-Occupied
81.5%
Rent Burden
16% of income

Score Breakdown

DimensionScoreGradeInterpretation
Safety12FLower crime = higher score
Affordability78B+Lower cost relative to income = higher
Quality of Life81AEducation, commute, ownership
Jobs & Economy68BLower unemployment = higher
Overall60BWeighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).