Zip Code 78738
TX · Population: 28,613
About Zip Code 78738
Zip code 78738 is located in Texas and is home to approximately 28,613 residents. It receives an overall grade of B (score: 67/100), based on safety, affordability, quality of life, and employment metrics.
This area experiences higher crime rates than the national average. Residents should be aware of safety considerations.
With a median household income of $158,194 and home values around $691,400, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.
The community is highly educated — 75.7% of adults hold a bachelor's degree or higher, well above the national average of ~33%.
The local job market is strong, with an unemployment rate of just 1.7%.
Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.
Demographics & Economics
Score Breakdown
| Dimension | Score | Grade | Interpretation |
|---|---|---|---|
| Safety | 31 | D | Lower crime = higher score |
| Affordability | 87 | A | Lower cost relative to income = higher |
| Quality of Life | 72 | B+ | Education, commute, ownership |
| Jobs & Economy | 77 | B+ | Lower unemployment = higher |
| Overall | 67 | B | Weighted average |
Methodology
All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).