Zip Code 08861
NJ · Population: 58,136
About Zip Code 08861
Zip code 08861 is located in New Jersey and is home to approximately 58,136 residents. It receives an overall grade of C+ (score: 50/100), based on safety, affordability, quality of life, and employment metrics.
This area has significantly lower crime rates than most of the country, making it one of the safer places to live.
Housing costs are a challenge in this area, with home values at $329,600 and median rent of $1,556/month against a median income of $58,221. Many residents face a significant housing cost burden.
Educational attainment is below the national average, with 14.9% of adults holding a bachelor's degree or higher.
The unemployment rate of 10.9% is above the national average, indicating a weaker local job market.
Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.
Demographics & Economics
Score Breakdown
| Dimension | Score | Grade | Interpretation |
|---|---|---|---|
| Safety | 88 | A | Lower crime = higher score |
| Affordability | 38 | D | Lower cost relative to income = higher |
| Quality of Life | 45 | C | Education, commute, ownership |
| Jobs & Economy | 30 | D | Lower unemployment = higher |
| Overall | 50 | C+ | Weighted average |
Methodology
All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).