NeighborhoodRanked

Zip Code 12540

NY · Population: 9,297

B+
78/100
97
A+
Safety
76
B+
Affordability
69
B
Quality of Life
68
B
Jobs
Zip 12540, NY — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 12540

Zip code 12540 is located in New York and is home to approximately 9,297 residents. It receives an overall grade of B+ (score: 78/100), based on safety, affordability, quality of life, and employment metrics.

This area has significantly lower crime rates than most of the country, making it one of the safer places to live.

With a median household income of $112,637 and home values around $407,100, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

About 43.2% of adults have a college degree, roughly in line with national averages.

Unemployment stands at 4.5%, which is near the national average.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$112,637
Home Value
$407,100
Rent
$1,890/mo
Median Age
39
College Educated
43.2%
Unemployment
4.5%
Owner-Occupied
87.1%
Rent Burden
20.1% of income

Score Breakdown

DimensionScoreGradeInterpretation
Safety97A+Lower crime = higher score
Affordability76B+Lower cost relative to income = higher
Quality of Life69BEducation, commute, ownership
Jobs & Economy68BLower unemployment = higher
Overall78B+Weighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).