NeighborhoodRanked

Zip Code 12986

NY · Population: 5,356

B+
76/100
79
B+
Safety
78
B+
Affordability
68
B
Quality of Life
79
B+
Jobs
Zip 12986, NY — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 12986

Zip code 12986 is located in New York and is home to approximately 5,356 residents. It receives an overall grade of B+ (score: 76/100), based on safety, affordability, quality of life, and employment metrics.

Crime rates here are below the national average, suggesting a relatively safe community.

With a median household income of $60,333 and home values around $128,200, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

Educational attainment is below the national average, with 22.4% of adults holding a bachelor's degree or higher.

Unemployment stands at 3.2%, which is near the national average.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$60,333
Home Value
$128,200
Rent
$650/mo
Median Age
47
College Educated
22.4%
Unemployment
3.2%
Owner-Occupied
71.1%
Rent Burden
12.9% of income

Score Breakdown

DimensionScoreGradeInterpretation
Safety79B+Lower crime = higher score
Affordability78B+Lower cost relative to income = higher
Quality of Life68BEducation, commute, ownership
Jobs & Economy79B+Lower unemployment = higher
Overall76B+Weighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).