NeighborhoodRanked

Zip Code 20861

MD · Population: 3,031

B+
77/100
97
A+
Safety
99
A+
Affordability
82
A
Quality of Life
29
F
Jobs
Zip 20861, MD — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 20861

Zip code 20861 is located in Maryland and is home to approximately 3,031 residents. It receives an overall grade of B+ (score: 77/100), based on safety, affordability, quality of life, and employment metrics.

This area has significantly lower crime rates than most of the country, making it one of the safer places to live.

With a median household income of $175,250 and home values around $880,700, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

The community is highly educated — 72.3% of adults hold a bachelor's degree or higher, well above the national average of ~33%.

The unemployment rate of 11.1% is above the national average, indicating a weaker local job market.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$175,250
Home Value
$880,700
Rent
—
Median Age
53
College Educated
72.3%
Unemployment
11.1%
Owner-Occupied
98.7%
Rent Burden
—

Score Breakdown

DimensionScoreGradeInterpretation
Safety97A+Lower crime = higher score
Affordability99A+Lower cost relative to income = higher
Quality of Life82AEducation, commute, ownership
Jobs & Economy29FLower unemployment = higher
Overall77B+Weighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).