NeighborhoodRanked

Zip Code 21654

MD · Population: 1,260

B
64/100
79
B+
Safety
72
B+
Affordability
66
B
Quality of Life
38
D
Jobs
Zip 21654, MD — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 21654

Zip code 21654 is located in Maryland and is home to approximately 1,260 residents. It receives an overall grade of B (score: 64/100), based on safety, affordability, quality of life, and employment metrics.

Crime rates here are below the national average, suggesting a relatively safe community.

With a median household income of $77,288 and home values around $799,100, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

The community is highly educated — 71% of adults hold a bachelor's degree or higher, well above the national average of ~33%.

The unemployment rate of 8.7% is above the national average, indicating a weaker local job market.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$77,288
Home Value
$799,100
Rent
$1,216/mo
Median Age
67
College Educated
71%
Unemployment
8.7%
Owner-Occupied
84%
Rent Burden
18.9% of income

Score Breakdown

DimensionScoreGradeInterpretation
Safety79B+Lower crime = higher score
Affordability72B+Lower cost relative to income = higher
Quality of Life66BEducation, commute, ownership
Jobs & Economy38DLower unemployment = higher
Overall64BWeighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).