Zip Code 96821

HI · Population: 18,802

C+
58/100
25
F
Safety
70
B+
Affordability
74
B+
Quality of Life
61
B
Jobs
Zip 96821, HI — boundary highlighted© OpenFreeMap · OpenStreetMap · US Census

About Zip Code 96821

Zip code 96821 is located in Hawaii and is home to approximately 18,802 residents. It receives an overall grade of C+ (score: 58/100), based on safety, affordability, quality of life, and employment metrics.

This area experiences higher crime rates than the national average. Residents should be aware of safety considerations.

With a median household income of $158,665 and home values around $1,310,400, this zip code offers strong affordability. Residents typically spend a manageable share of their income on housing.

The community is highly educated — 62% of adults hold a bachelor's degree or higher, well above the national average of ~33%.

Unemployment stands at 3.3%, which is near the national average.

Scores are percentile-based: a score of 85 means this zip code ranks better than 85% of all US zip codes on that dimension. Data is sourced from the US Census Bureau (ACS 5-year estimates) and the FBI Uniform Crime Report.

Demographics & Economics

Median Income
$158,665
Home Value
$1,310,400
Rent
$2,491/mo
Median Age
49
College Educated
62%
Unemployment
3.3%
Owner-Occupied
84.1%
Rent Burden
18.8% of income

Score Breakdown

DimensionScoreGradeInterpretation
Safety25FLower crime = higher score
Affordability70B+Lower cost relative to income = higher
Quality of Life74B+Education, commute, ownership
Jobs & Economy61BLower unemployment = higher
Overall58C+Weighted average

Methodology

All scores are percentile-based (0–100): a score of 85 means this zip code ranks better than 85% of all US zip codes on that metric. Safety uses FBI Uniform Crime Report state-level data (Phase 2 will add zip-level granularity). Economic and demographic data is from the US Census Bureau American Community Survey (ACS) 5-year estimates (2022).